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Writer's pictureRobert Gourlay

Retirement Matters - Should You Take a Pension Drawdown?


STAYING INVESTED AND GIVING YOUR MONEY THE GREATEST CHANCE TO GROW

Pension Drawdown - In the past year there has been nearly twice as many people seeking pension drawdown advice compared to previouse years, according to Unbiased.


Pension withdrawals have reached a new high in the wake of the Coronavirus crisis and those acting without professional financial advice, risk making some big mistakes.


If your pension fund has been diminished due to recent market events, only time will help it recover – and taking money from an already depressed investment, reduces the potential for recovery in your portfolio. So be careful how much you take out of your pot while it is still invested, or consider suspending withdrawals.

Ultimately, you should always have a well thought-out plan when investing and receiving professional financial advice is an essential part of this plan. It’s not possible to forecast with any certainty another market downturn, but we can say that the long-term evidence supports staying in the market, rather than trying to time your entry and exit.


Contact me. I will be happy to conduct a free review of your current circumstances and help with whatever questions you may have.


Rob.

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