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Writer's pictureRobert Gourlay

How to Know If You Are Being Pension Scammed


A pension is among the most prized investments of a British citizen, offering financial stability upon retirement. Among the many genuine, legal entities in the market offering reliable, long-term pension planning services, there is a handful of those with unscrupulous intent who attempt to purloin your hard-earned money for the dubious benefit of a select few. Pension scams can have a devastating effect on the quality of your life. It can affect when you are able to retire and how much income you can have upon retiring.


Modern-day bluff-mongers are as numerous as they are highly adept at enshrouding their unethical practices behind near-convincing facades in the marketplace, actively thwarting the authorities’ best efforts to crack down on same. They are also highly competent in mobilising a spectrum of calculated and elaborate ruses to promptly part you of your money. So how can you, a prudent pension holder, be wary of attempts that seek to circumvent you? Here a few warning signs that should better prepare you for a potential encounter:


Unsolicited Engagement Techniques


Registered financial services firms are bound by a code of conduct that discourages unsolicited engagement techniques such as cold-calling—cited as a dominant means by which shady investment managers capitalise on unsuspecting clients. A survey carried out by Citizens Advice revealed that nearly 80% of the people who were reached by bogus retirement planners, were cold-called.


If you are subject to such an unbidden confrontation, it is best to don a veil of scepticism in processing the content that is shared thereafter. Be wary of standard suave, and often vague, business-speak and never close a bogus deal without taking your own time to gain leverage over the discussion, request for additional details, review your options (perhaps in consultation with a loved one or mentor, which is proven to be more effective), and run an independent background check with local authorities.


For more information, please contact me. I will be happy to help with whatever questions you have. www.rgwealthsolutions.com +6011-51565649

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