Your finances play a big role in where and how you live. After you’re established in a new country, and even if you’re not quite rooted, life won’t wait to throw all sorts of difficult, unexpected situations at you. Your first thought is never “how is this going to affect me financially?” until it’s too late.
A 2019 Consumer Financial Literacy Survey, shows less than 20% of adults can confidently say they know the best ways to save for themselves, which makes unforeseen money issues a scary idea to imagine.
Financial planners are working with adults like you to help make uninformed, split-second financial decisions, a thing of the past. When you’re dealing with the emotional ups and down of stressful events, you shouldn’t have to worry about important financial decisions without professional help.
Hiring a financial planner will change your view on savings. RG Wealth Solutions understand your country and area-specific needs and develop plans with money-saving ways like these:
Conduct portfolio stress testing to consider major life, economic, and world changes that may impact your savings.
Develop tailored school and university education planning options, so you can choose the best path to start your child’s educational and financial journeys.
Show you how to take advantage of your money through effective tax and inheritance optimization.
Give you a foundational understanding of retirement planning and retirement income planning opportunities for your future.
If your financial situation contains major variables like homeownership, dependents, or a significant investment portfolio, read on to see how hiring a financial planner can help you maximize your life savings.
Portfolio Stress Testing to Factor in Major Life Changes
You can’t know until it hits you, right? False. Using stress testing, financial planners at RG Wealth Solutions can measure how specific, uncontrollable changes will affect your portfolio before the event ever happens.
Using a special program considering your portfolio’s risks and opportunities, they test your finances against situations like insurance and healthcare costs, deflation, and changes to the value of worldwide currencies. A financial planner will keep you prepared for life’s biggest surprises.
Informative Educational Financial Planning Choices for Your Child’s Future
Research shows the majority of parents want to pay for their child’s education but aren’t prepared for the reality of the cost. Tuition prices rise rapidly each year and if you have children, that’s cause for concern.
Financial planners ensure your child isn’t left out and give you the opportunity to save in an affordable manner to meet your family's education needs.
Retirement Income Planning
Do you want to set a lofty retirement savings goal but aren’t sure how to get started? You may realize all the factors outside how much you earn, how often you save, and how much you save. An effective financial planner teaches you the basics of retirement income planning and includes outside determinants into your proposal.
They’ll manage your investments to focus on peak return, study market fluctuations, and add all of your income sources so you get a comprehensive plan which is tailored and designed for your individual requirements.
Back Over to You
Don’t frustrate yourself over not knowing everything about financial planning. That's why RG Wealth Solutions exist, so you don’t have to stress over these impactful decisions on your own with limited information.
Hiring a financial planner changes your mindset around investing and saving, making the figures more tangible than before. Financial planners will maximize your money and provide security for you and your family, for years to come.
For more information, please contact me. I will be happy to help with whatever questions you may have. Rob.
robert.gourlay@holbornassets.com (+6) 01151565649 http://www.rgwealthsolutions.com
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