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Writer's pictureRobert Gourlay

Have you saved enough?


We all look forward to the day when we can sit back, put our feet up and enjoy our golden years.


The question is, how are you going to pay for these years and can you actually afford to retire?


In this post I'm going to look at the RL360 Life Insurance companies PIMS (Personal Investment Management Service) product, as a means of achieving your retirement goals.


WHY PIMS?

Their open-architecture offshore bond allows you to build an investment portfolio, valued in one place, within a tax-efficient environment.


Its design makes it simple for you to match your attitude to risk to a broad range of

assets. With varied and numerous charging structures available, a host of online tools and access for you. It's easy to customise PIMS so that it works for you and some of the benefits are as follows:


° 1,000’s of funds have a 0% initial charge


° 7 policy currencies (GBP, USD, EUR, CHF, AUD, HKD, JPY)


° Hold cash accounts in multiple currencies


° Regular/one-off withdrawals and up to 85% access on day 1


° Succession planning – all trusts free of charge


° Capital redemption version can provide more control over when tax is tackled for planning needs


Rl360 have an award-winning support team


To discuss your savings options, for further information or should you have any questions, please get in touch.


Rob.


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