Introducing LifePlan
It’s one of our most universal drivers: the desire to provide for our family, as well as we possibly can, ensuring that our loved ones are prepared for the future and have everything that they will need to thrive. And yet sometimes, occupied with the ever-imminent issues of day-to-day life, we lose sight of the most obvious question of them all.
What will happen if I am no longer there to provide for them?
This is not an easy question to face. And yet we know that at the heart of any answer, there must be a plan to provide financially for your family, to keep things going, to allow your partner and your children to prosper in the years to come.
LifePlan is such a policy. It offers you a bespoke range of protection benefits to perfectly fit your family’s specific needs. No two LifePlans are ever the same, and in this sense you and your trusted adviser will truly create a comprehensive policy suitable for your life now and in the future.
LifePlan is a unit linked regular premium whole of life insurance policy which offers insurance for up to 2 lives. You can choose from a range of options such as primary life cover that pays a cash sum (often referred to as the sum assured) on the death of the life assured and, if selected, critical illness cover that pays a cash sum in the event of a covered critical illness or medical procedure.
Your LifePlan can give you comprehensive protection benefits for your entire life or for a chosen term, so it is crucial that it can be adapted and changed with your personal circumstances. With this in mind, LifePlan can be structured in many different ways to truly suit your personal preferences.
You can hold up to a maximum of 5 separate investment funds under your policy, which allows you to create your own individually diversified portfolio. You can currently switch between any of the funds that RL360 offer through LifePlan at any time, free of charge.
Offered by a number of leading fund managers, the available investment funds cover a broad range of asset classes from the less volatile cash and bond funds, through
to global equity and managed funds.
LifePlan is available on a Single Life, Joint Life First Death, Joint Life Last Death or Joint Life Both Death basis and premiums start from only $200 per month.
Please be aware that this is intended as a product summary only and is not designed to encompass all the product details or terms and conditions. For full product information please contact me. I will be happy to help with whatever questions you may have.
Rob.
E: robert.gourlay@holbornassets.com T: (+6) 01151565649 W: www.rgwealthsolutions.com
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