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Robert Gourlay
Jul 29, 20203 min read
Pensions for Expats: Things to Consider
If you were born just a few decades earlier, retirement planning would have been quite simple. The state and your employer would have...
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Robert Gourlay
Jul 29, 20204 min read
8 Countries to Retire to with a British Pension
Many Britons are planning to retire outside the UK and thousands of current pensioners are already living that dream. Common reasons to...
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Robert Gourlay
Jul 28, 20203 min read
Do you Need Life Insurance?
The primary purpose of life insurance is to pay money to named beneficiaries, such as your spouse or children, in case of your death....
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Robert Gourlay
Jul 28, 20203 min read
Do I Need Critical Illness Cover?
Critical illness cover is an insurance product which pays a lump sum in case of serious illness (such as cancer, heart attack or stroke)....
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Robert Gourlay
Jul 27, 20201 min read
Why Expats Need to Think About Wills
Why ex-pats need a Will If you’re an ex-pat living in a foreign country and die without a valid Will there could be severe consequences...
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Robert Gourlay
Jul 27, 20201 min read
Shall I Buy To Let in 2020
Buy To Let (BTL) could be big in the UK in 2020. After the attacks last year by the UK Government on mortgage relief, it looked like the...
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Robert Gourlay
Jul 24, 20203 min read
5 Retirement Planning Mistakes Many People Make
Besides health, money is the obvious factor that will decide whether you spend your 60’s and 70’s travelling, enjoying your hobbies and...
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Robert Gourlay
Jul 24, 20202 min read
The Importance of Having a Trust Set Up
What is a trust? A trust is a legal agreement, which makes a third party, known as the “trustee”, responsible for holding and managing...
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Robert Gourlay
Jul 23, 20203 min read
Common Mistakes We Must Avoid While Using Credit Card
We all like to indulge once in a while. Whether it is a sparkling new LED TV for bragging rights amongst the guys or a designer handbag...
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Robert Gourlay
Jul 23, 20202 min read
Avoid Bubbles of Trouble
How can you tell if your hard-earned cash is invested right now in some vastly inflated asset? Financial bubbles are like disastrous...
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Robert Gourlay
Jul 22, 20201 min read
How To Invest as an Expat?
first-time investors to look beyond the jargon and see through the myth that investing in the domain of the super-rich or risk-hungry....
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Robert Gourlay
Jul 22, 20202 min read
Retirement Planning: Defined Benefit Vs Defined Contribution Pensions.
Workplace pensions run in conjunction with any private and/or state pension you may have. There are two main types of workplace pension:...
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Robert Gourlay
Jul 21, 20202 min read
What sort of prices am I looking at for off-plan property?
As with all investments, the amount of risk determines the purchase price. More risk for the buyer = lower price. Off-plan property is...
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Robert Gourlay
Jul 21, 20201 min read
What is Off-plan Property Investment?
What is an off-plan investment? Investing off-plan means buying a property before it is actually built – and, when it is built – rather...
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Robert Gourlay
Jul 20, 20202 min read
Financial Planning
Estate Planning and Tax Your estate is comprised of everything you own – your property, bank accounts, investments, life insurance,...
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Robert Gourlay
Jul 20, 20202 min read
A Guide for Single Parents to Manage their Finances
Single parents tend to face multiple challenges in their daily lives as they are the sole provider of care and emotional support to their...
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Robert Gourlay
Jul 17, 20201 min read
How to buy a whole life insurance policy
Before you get a whole life insurance policy, you should make sure permanent coverage is in line with your needs. Most people are better...
13 views0 comments
Robert Gourlay
Jul 17, 20201 min read
What alternatives are there to whole life insurance?
Term life insurance. Term life insurance is a lot like the life insurance part of whole life insurance, except that it ends after a...
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Robert Gourlay
Jul 17, 20201 min read
Whole life insurance drawbacks
Whole life insurance costs five to 15 times as much as a comparable term policy which leads to the surrender of most whole policies. If...
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Robert Gourlay
Jul 15, 20201 min read
Pros and cons of whole life insurance
Typically, term life insurance is the better policy option for most people, but there are some benefits to whole life insurance that can...
9 views0 comments
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