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South Africans seize last chance to buy into Montenegro’s citizenship-by-investment programme.
Many South African investors looking for a second citizenship have recognized Montenegro as a choice location, but with its...

Robert Gourlay
Sep 9, 20212 min read
10 views
0 comments


Is the triple lock on pensions about to become a casualty of Covid-19?
The UK Government is widely expected to end or at least water down the “triple lock” on pensions. Here's how it could affect you. There...

Robert Gourlay
Sep 2, 20213 min read
8 views
0 comments


UK gender pension gap surpasses £180,000
The gender pensions gap for people aged over 55 in the UK has widened yet again. It has increased by more than £26,000 in one year!...

Robert Gourlay
Aug 13, 20212 min read
13 views
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Golden opportunities can be found in Portugal
The Portuguese golden visa allows investors to freely access all Schengen countries, and a country that offers not just exciting business...
Robert Gourlay
Aug 11, 20213 min read
16 views
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What happens to your husband's pension if he dies - and whether it's transferred to you
Retired women who lose their husbands now face a bigger drop in living standards than previous generations, research shows. The way...
Robert Gourlay
Aug 9, 20213 min read
13 views
0 comments

Retiring In Vietnam? Things To Know About Healthcare..
If you’re thinking of relocating to Vietnam, you’re not alone. The country is hugely popular with travelers, and for good reason. The...
Robert Gourlay
Aug 2, 20215 min read
5 views
0 comments


Why are Americans buying Caribbean passports?
For years, many have strived to hold the American passport due to the privilege of hastle-free travel afforded its holders. However, the...
Robert Gourlay
Jul 29, 20213 min read
5 views
0 comments

Large increase in the number of people looking to leave South Africa
Dual citizenship provides the safety and peace of mind that many look for. The recent violence combined with the tardiness of the...
Robert Gourlay
Jul 20, 20212 min read
14 views
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Pay Your Deposit over 24 Equal Monthly Installments
Do you want to buy a property, but you can't afford the deposit? We all want to get on the [roperty ladder, however, deposits can be...
Robert Gourlay
Jul 16, 20211 min read
17 views
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Wealth Management- What Is It ? and Do You Need It?
What Is Wealth Management? Wealth management refers to the professional handling of an investment portfolio. Individuals and...
Robert Gourlay
Jul 15, 20212 min read
8 views
0 comments


Remarried With Children? 5 Estate Planning Mistakes to Avoid.
Couples on their second marriages need to plan carefully for each other and their children. A second marriage can be a balm for the...
Robert Gourlay
Jul 12, 20215 min read
4 views
0 comments


Pension Planning: How To Start A Retirement Fund.
Retirement and Pension Planning. Even though you know it’s good for your long-term financial health, deciding how to save for retirement...
Robert Gourlay
Jul 9, 20213 min read
12 views
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The importance of risk profiling in financial planning
Risk profiling helps the financial planner in understanding the probable reactions of investors in future likely scenarios. Risk...
Robert Gourlay
Jul 8, 20213 min read
42 views
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Citizenship by investment schemes – Where can I live?
Golden Visa Programmes. No longer solely related to family heritage or place of birth, citizenship has now become a tangible commodity....
Robert Gourlay
Jul 7, 20212 min read
11 views
0 comments


6 Uses Of Life Insurance In Financial Planning.
Goal based financial planning is not a new thing- neither is diversification. We know that we’ve historically used life insurance as a...
Robert Gourlay
Jul 6, 20213 min read
11 views
0 comments


The right advisor can boost your financial health!
Are You Getting The Best Advice? Many people have re-examined their finances since the pandemic. While some are itching to dine out and...
Robert Gourlay
Jul 5, 20213 min read
10 views
0 comments


Are robo advisers right for me, or do I need a Rob?
Some pros and cons of algorithmic financial advice vs. human advice. Should you use a robo adviser or a human financial adviser? Well, as...
Robert Gourlay
Jul 1, 20214 min read
6 views
0 comments


Golden Visas - Citizenship via Investments or Residency
Citizenship- Who is eligible and what's the process? Citizenship by investment or residency via an investment programme is directed to...
Robert Gourlay
Jun 30, 20213 min read
24 views
0 comments


With longer life spans, women shouldn’t wait to do financial planning
Are you on track for the future you deserve? Chiquita Dent was 23 years into marriage, with a near-perfect joint retirement portfolio...
Robert Gourlay
Jun 29, 20212 min read
7 views
0 comments


Do you really need a financial adviser?
Take this six-question test to find out. Whether you’re 27 and starting a career or 57 and planning for retirement, you may wonder, “Do I...
Robert Gourlay
Jun 28, 20213 min read
8 views
0 comments
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