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Robert Gourlay
Jul 15, 20202 min read
How does the cash value part of whole life insurance work?
When you pay your life insurance premium, a certain percentage goes into a tax-deferred savings component, known as the cash value of the...
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Robert Gourlay
Jul 14, 20201 min read
How does a whole life insurance policy work?
There are three major parts of the whole life policy: The death benefit is a tax-free chunk of cash paid out by the life insurance...
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Robert Gourlay
Jul 14, 20201 min read
What is whole life insurance?
Whole life insurance is a type of permanent life insurance (also called cash value life insurance), which is one of the two major...
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Robert Gourlay
Jul 13, 20201 min read
Leaving your dangerous job
No matter what you do, your insurance is going to be more expensive for covering your dangerous job. If you ever leave your job and take...
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Robert Gourlay
Jul 13, 20201 min read
What's Next ?
Strategies to get affordable insurance While getting affordable insurance with a dangerous job isn’t easy, it is possible with the right...
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Robert Gourlay
Jul 10, 20202 min read
Dangerous Jobs Insurance – What You Need To Know
If you have a dangerous job, you need insurance much more than the average person. That’s because you’re much more likely to get hurt,...
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Robert Gourlay
Jul 9, 20201 min read
Deciding on the life insurance cover you need
Life insurance helps your loved ones to feel financially secure in the unfortunate eventuality of your death. In the UK, when you take...
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Robert Gourlay
Jul 9, 20201 min read
Money can help you find the best deals on Life Insurance
Finding the best life insurance deal is not easy. There are so many options available that finding the best deal for you can get tricky....
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Robert Gourlay
Jul 8, 20202 min read
How much life insurance do I need?
The level of life insurance cover you will need depends on your individual circumstances, your life stage and the type of insurance you...
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Robert Gourlay
Jul 7, 20201 min read
What is Income Protection Insurance?
Income protection insurance pays you a benefit if you are unable to work for a certain period of time because of illness or injury. This...
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Robert Gourlay
Jul 7, 20201 min read
What is Term Life Insurance?
Term life insurance is what we usually mean when we talk about “life insurance”. It provides a lump-sum payment to you or your...
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Robert Gourlay
Jul 6, 20201 min read
Why might you need life insurance?
Life insurance can provide financial peace of mind that you and your family would be covered for some of the major expenses of life if...
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Robert Gourlay
Jul 6, 20201 min read
Why life insurance? Why we needed ?
What is life insurance and why might you need it? We give a brief overview of the types of life insurance available in Australia and why...
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Robert Gourlay
Jul 3, 20201 min read
LIFEPLAN
LIFE COVER FOR REAL LIFE LIFE COVER FOR REAL LIFE We all have various reasons for needing life cover – ranging from protecting spouses...
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Robert Gourlay
Jul 2, 20201 min read
Oracle in Trust
Using Oracle in conjunction with a trust could really benefit you when structuring your financial affairs. From tax to succession...
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Robert Gourlay
Jul 2, 20201 min read
What Is ORACLE ?
Are you ready to get onto the investment ladder? If so, Oracle gives you a classic solution. This is a lump-sum investment that benefits...
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Robert Gourlay
Jul 1, 20201 min read
GENERAL SAVINGS
Even if you believe that you have no pressing need to save, it’s never a bad idea to accumulate wealth. Our savings plan offers a...
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Robert Gourlay
Jul 1, 20201 min read
EDUCATION PLANNING
Confucius said that if you want to know where your riches are buried, look inside your children’s heads. Scholars assume he was talking...
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Robert Gourlay
Jun 30, 20201 min read
RETIREMENT PLANNING
Unlike a pension, our savings plan has the potential to provide much greater flexibility: you can make withdrawals at any time after the...
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Robert Gourlay
Jun 30, 20201 min read
REGULAR SAVINGS PLAN
AN AFFORDABLE, FLEXIBLE, REGULAR SAVINGS PLAN Our savings plan is a quality product for those who wish to save for their future regularly...
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